Investing in India for seafarers.
Months at sea, a family at home. We help you invest your contract income with purpose, and set things up so your family can manage while you are away.
Who we help at sea and at home
We start with your goals, not a product: what you are investing for, when you will need it, and how much risk you can live with. AMFI Registered Mutual Fund Distributor: ARN 174062.
Officers and crew in the merchant navy
Contract income that deserves a steady plan, whether you sail for a few years or for a career.
Spouses and families at home
Making sure the family can see, manage and reach your investments when you are at sea.
Those planning to come ashore
Turning your sea-going savings into a plan for life on land.
What is different for seafarers
Your NRI status
Whether you count as an NRI for investing depends on your residential status, which can change with the time you spend at sea and in India. We help you check it, and a tax professional can confirm.
NRE and NRO accounts
NRE usually holds the contract income you bring to India. NRO holds income earned in India. We help you set up what fits.
KYC and family set-up
KYC updated to the right status, and nominees and joint holders set up, so your family is covered.
Repatriation
NRE funds can generally be repatriated, subject to rules. We explain this before you invest.
Calls that fit your contract
WhatsApp messages and short video calls when you have connectivity, and longer meetings when you are home in Goa.
How we work with you
Our office is in Margao, Goa. You do not need to be here. Call or message us on +91 83780 80888.
Message us on WhatsApp- 01A first callA short WhatsApp or video call. We learn about your goals, your family and what you already hold.
- 02We check what is open to youYour residential status and country decide which accounts and fund houses you can use. We confirm this before any paperwork.
- 03Set-up from wherever you areNRE or NRO account, KYC updated to NRI status, and a clear list of documents. Most of it moves digitally.
- 04Invest and reviewA plan linked to your goals, with regular reviews over video. Your family in India can be part of the conversation.
Questions from seafarers
It depends on your residential status, which can change with the time you spend in India and at sea. We help you check it, and a tax professional can confirm.
Yes, with the right set-up. We help with nominees, joint holders and clear records, so your family can act when needed.
Yes. Most steps are simple and can wait until you have a connection. We keep everything short and clear.
NRE holds money you earn abroad and bring to India, and can generally be taken back abroad. NRO holds income earned in India, like rent, and has conditions on repatriation. We help you use each for the right goal.
Not usually. Much of the process can be done with digital documents and video calls. We tell you exactly what is needed before you begin.
Read and try next
Where else we help NRIs
Mutual fund investments are subject to market risks. Please read all scheme related documents carefully. We do not promise returns.
Your next step
Turn this number into a plan you can act on.
Walk through your result with Manalee Verneker, our founder. No jargon, no obligation.
Talk to our financial expertWhatsApp us+91 83780 80888