Invest in India from Germany and Europe.
Working in Germany or elsewhere in Europe? We help you keep your India investments clear, organised and tied to your goals.
Who we help in Germany & Europe
We start with your goals, not a product: what you are investing for, when you will need it, and how much risk you can live with. AMFI Registered Mutual Fund Distributor: ARN 174062.
Engineers, researchers and professionals
Careers in Germany and across Europe, with goals in India that need a simple plan.
Families split between two continents
Looking after parents and property in India while living in Europe.
Those who may return to India
Preparing your India finances before the move.
What to know as an NRI in Germany & Europe
NRE and NRO accounts
NRE holds money you earn abroad and bring to India. NRO holds income earned in India. We help you use the right one.
KYC as an NRI
Your KYC should show your NRI status and European address. We guide you through the documents.
Repatriation
NRE funds can generally be repatriated, subject to rules. We explain this up front.
Rules differ across Europe
Each country in Europe has its own rules. Tax rules depend on your country of residence. Please confirm the details with a tax professional there.
Calls that suit you
We meet over WhatsApp or video at a time that works with your day in Europe.
How we work with you from Germany and Europe
Our office is in Margao, Goa. You do not need to be here. Call or message us on +91 83780 80888.
Message us on WhatsApp- 01A first callA short WhatsApp or video call at a time that suits you in Germany and Europe. We learn about your goals, your family and what you already hold.
- 02We check what is open to youYour residential status and country decide which accounts and fund houses you can use. We confirm this before any paperwork.
- 03Set-up from wherever you areNRE or NRO account, KYC updated to NRI status, and a clear list of documents. Most of it moves digitally.
- 04Invest and reviewA plan linked to your goals, with regular reviews over video. Your family in India can be part of the conversation.
Questions from NRIs in Germany & Europe
Many NRIs in Germany can, with an NRE or NRO account and an updated KYC. Fund houses differ in who they accept, so we check which ones you can use.
Yes. The steps are similar, but the rules depend on where you live. We check the details for your country.
A local tax professional. Tax rules depend on your country of residence. Please confirm the details with a tax professional there.
NRE holds money you earn abroad and bring to India, and can generally be taken back abroad. NRO holds income earned in India, like rent, and has conditions on repatriation. We help you use each for the right goal.
Not usually. Much of the process can be done with digital documents and video calls from Germany and Europe. We tell you exactly what is needed before you begin.
Read and try next
Where else we help NRIs
Mutual fund investments are subject to market risks. Please read all scheme related documents carefully. We do not promise returns.
Your next step
Turn this number into a plan you can act on.
Walk through your result with Manalee Verneker, our founder. No jargon, no obligation.
Talk to our financial expertWhatsApp us+91 83780 80888