Your team's salaries are sorted. Their money isn't.
Live money-wellness sessions for your people, online or at your workplace. Practical, unbiased, built for your industry.
AMFI Registered Mutual Fund Distributor: ARN 174062APMI Registration: APRN-04975
Featured in The Navhind Times, Consultants Review, Business Goa, It's Goa
Sound familiar?
- 01Salary gone before the month ends
- 02Tax choices made at the last minute
- 03Insurance only through the employer
Money worries follow people to work. One clear session gives your team answers they can act on the same week.
Tap any line. This is how we walk teams through their own payslip.
Payslip
Example figures
Basic pay: The base most other items are worked out from, including PF and gratuity.
Built for the way your people are paid
One session, pitched to the room in front of us
New joiners
First or second job, first real salary.
They walk out knowing how to
- Read a payslip and CTC line by line
- Build an emergency fund before anything else
- Start investing from small monthly amounts
- Avoid the credit card and BNPL trap
Pick the topics. We shape the session.
Choose one topic for a short talk, or combine a few for a longer workshop or series.
Most requested
Payday to month end
A simple monthly budget and an emergency fund that actually gets built.
Decode your payslip
CTC, basic, HRA, PF, gratuity, variable pay and what reaches the bank.
Tax regimes and tax-saving
Old vs new regime, and tax-saving investments without the March rush.
Insurance you actually need
Term and health cover, and the gaps company insurance leaves.
Investing basics and SIPs
Mutual funds, risk and compounding explained, from small amounts.
Loans, credit cards and BNPL
Good debt, costly debt and how a credit score is built.
Spot money scams
Fake trading apps, loan apps, 'guaranteed returns' and digital-arrest calls.
Retirement, EPF and NPS
How much is enough, and how PF, NPS and savings fit together.
Women and money
Confidence, ownership and investing for every stage of life.
Nominations and paperwork
Nominees, joint holdings and keeping family records in order.
How a one-hour session runs
10 min
Warm-up money quiz
A quick, anonymous quiz that shows the room where the gaps are.
25 min
The core topic
Explained with examples from your industry and pay structure.
15 min
Build it yourself
Everyone fills a one-page checklist they keep using afterwards.
10 min
Open questions
Anything goes. Questions can be sent in anonymously.
Formats and fees
Fees depend on format, group size and location. You get a clear quote after a short call.
Online session
- Live on Zoom or Google Meet
- Works for remote teams and every shift
- 60 to 90 minutes with open Q&A
On-site session
- At your office, campus or property
- Hands-on activities and printed checklists
- Location and timing fixed on our call
Session series
- 3 to 4 sessions over a month or a term
- Moves from basics to action, step by step
- Online, on-site or a mix of both
Open online session
- Individuals register on their own
- Join link shared after registering
- Scheduled dates, announced here
Education, not a sales pitch.
No scheme recommendations, no product forms, nothing sold in the room. People who want individual help can reach out on their own, later.
What you get as the organiser
Invite kit
A ready poster and message for your internal channels.
Take-home checklist
A one-page guide every attendee keeps.
Feedback summary
What the room asked and how it rated the session.
Open online sessions
Not booking for a group? Join a public session on Zoom or Google Meet. Register here and the joining link appears straight away.
Led by Manalee Verneker
Founder of Financial Wisdom, Margao, Goa, working with families, professionals and NRIs since 2021. Sessions are practical, local and free of jargon.
- AMFI Registered Mutual Fund Distributor: ARN 174062
- APMI Registration: APRN-04975
Questions organisers ask
No. Sessions are investor-awareness education. We don't recommend schemes, hand out product forms or sell in the room. If someone wants individual help later, they can reach out on their own.
It depends on the format, group size and location. After a short call we share a clear quote before anything is booked.
Either, or both. Online sessions run on Zoom or Google Meet and we send the link for you to share. On-site sessions happen at your office or property; location and timing are fixed on our call.
Yes. Pick from the topic menu, or tell us what your people keep asking about and we shape the session around it.
No. Nothing personal is asked during the session, and questions can be sent in anonymously.
The Financial Wisdom team, led by founder Manalee Verneker. Financial Wisdom is an AMFI-registered Mutual Fund Distributor (ARN 174062) based in Margao, Goa.
Give your people one hour that pays off for years.
Tell us about your group. We’ll come back on WhatsApp to plan the session together.